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How you can earn up to 15% returns from old life insurance policies

New Delhi, April 24 -- Running a life insurance plan requires a long-term commitment. When paying premiums becomes difficult, policyholders surrender their policies, ending their life cover. A couple ... Read More


Relying on rental income in retirement? Take these steps to protect yourself.

New Delhi, April 17 -- Many people who have retired or achieved financial independence early earn income from renting out real estate. However, relying primarily on rental income isn't wise, especiall... Read More


Voluntary Provident Fund offers high interest rates. But withdrawals are a pain.

New Delhi, April 14 -- Fixed returns are appealing, especially when the rate is higher than that of a fixed deposit (FD). Salaried employees get this from their employee provident fund (EPF), which te... Read More


UPS vs NPS: Which pension scheme is better for central government employees?

New Delhi, April 10 -- Central government employees are in a dilemma. They have to choose between two pension schemes - the National Pension System (NPS) and the Unified Pension Scheme (UPS), which wa... Read More


Insurance premiums are rising quickly. Here's how you can get a discount.

New Delhi, April 7 -- Rising insurance premiums pinch pockets, especially those of senior citizens. We have no control over medical inflation, which causes premiums to rise, but there are ways to get ... Read More


EPFO does away with two key requirements to file claims

New Delhi, April 3 -- The government on Thursday announced two major reforms to ease claim settlement process for employee provident fund (EPF). Members had to furnish a chequebook or a bank passbook... Read More


Who gets the insurance payout-nominee or legal heirs?

New Delhi, March 31 -- Mr. A took a prudent step in his twenties-he bought a term life insurance policy and named his mother as the nominee. Years later, he got married and had a child but never updat... Read More


Need funds but locked in NPS? Here's how you can make partial withdrawals

New Delhi, March 18 -- Investing in the National Pension System (NPS) is a long-term commitment, but life doesn't always wait until retirement. What if you need funds for a medical emergency, your chi... Read More


'Worst recession of my lifetime': Jim Rogers issues stark warning on US economy

New Delhi, March 17 -- The recent stock market slump in the US has raised concerns about President Donald Trump's economic policies such as tariffs, immigration crackdowns and federal budget cuts. Wil... Read More


How to withdraw VPF for home purchase, loan repayment

New Delhi, March 13 -- Mr. A is a risk-averse investor who prefers fixed over market-linked returns. He contributes 12% of his basic salary to the employee provident fund (EPF). The concept of volunta... Read More